Month: April 2026

Point 1: The Legal Position – Home Insurance Is Not Required by Law, But It Is Required by Lenders Unlike car insurance, home insurance is not a legal requirement in…

Why UK Motor Insurance Is Different Motor insurance is a legal requirement in the UK under the Road Traffic Act 1988. But beyond the legal minimum, the FCA's Consumer Duty…

Why Consider Private Medical Insurance (PMI)? The National Health Service (NHS) provides excellent care, but waiting lists remain a challenge across many specialties. Private Medical Insurance (PMI) offers an alternative:…

Can You Have More Than One Life Insurance Policy? Yes — and in many situations, it is not only allowed but entirely sensible. Life insurance in the UK works differently…

Why Home Insurance Matters More Than Ever Under the FCA's Consumer Duty Your home is likely the single largest investment you will ever make. Yet, under the Financial Conduct Authority's…